Putting employees in control

With PayCaptain, everyone has greater choice over how, when and where they receive their pay. In-built flexibility that offers a smarter, more effective approach to personal finances.

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Payment splitting

Employees can make payments direct from their net pay to family members, landlords, loans, credit cards, etc – eliminating risk of missing something important. They can also send money to popular currency management apps like Wise, crypto-currency apps like Coinbase, and share-dealing apps like Freetrade.

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payment splitting diagram
flexible payments

Wage advances

Free access to Emergency Cash and automatic weekly advances are key PayCaptain features. The option to access money in an emergency is a highly valued benefit and is quick and easy to obtain instantly via the app. Weekly funds can be helpful for employees to manage their budget and keep parts of their pay protected for bills and direct debits at the end of the month.

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PayCaptain makes it easy to save money every month. Employees can pre-plan the amount they wish to set aside and it’s automatically transferred from net pay to their chosen account. This is proven to be a more successful way to save regularly – reducing the risk of spending instead. No savings account? No problem – every user can open one direct from within the app.

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savings graphic
charity donations graphic

Charitable donations

Make donations direct from gross wages to UK charities, with the option for employers to match your donation. PayCaptain has a Payroll Giving scheme built directly into the app – eliminating the need for manual or paper-based donation forms. This is the most effective way to benefit charities and means employees also pay less income tax.

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Interactive payslips

PayCaptain makes it easy for employees to fully understand their pay because payslips are branded, visually informative, offered in multiple languages and allow instant interaction with the PayCaptain AI chatbot. Most queries can be answered automatically – but when they can’t, the employee is seamlessly transferred to an expert member of the PayCaptain team. Help icons and simple graphics explain tax, NI, student loan and pension calculations directly.

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interactive payslip graphic
bonus payment graphic

Multi language app

The PayCaptain mobile app is designed for simplicity and for fast access to information. Employees control their pay preferences all from one place – including personalised promotion of their benefits and instant sign-up forms.

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Start making payroll a pleasure

Find out how PayCaptain can add value to your company and help your employees. Why not arrange a free, no-obligation demo and see our system in action?

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